MORTGAGE SOLUTIONS TO SUPPORT DREAMS

VF’s proprietary and proven system sets us apart. Combining business expertise and our ‘step-by-step process’, allows VF to create custom mortgage planning with unsurpassed excellence. We consider effects on both your working and personal life (Overall life picture), to create  finance strategies that fit properly and support your goals.

MORTGAGES POWERED BY

Independently Owned and Operated Under FSRA #12462

Apply Now or Contact US!

‘Apply Now’, or ‘Contact Us’ to speak to us.

Set Renewal Remainder

‘Set a renewal reminder’ and stay in control of your mortgage.

Calculate Your Payments!

Use our ‘Calculator’ to calculate your payments.

COMMERCIAL & RESIDENTIAL SOLUTIONS

CONVENTIONAL MORTGAGES
‘The Big Banks’ – (TD, Scotia, RBC, etc…):

Direct representatives for your ‘Big Bank’ mortgage needs. VF’s Direct Broker Channel Status includes all major lenders, such as TD, Scotia, BMO, etc. These relationships are the resources we need, and our experience is the know-how to use them. 

ALTERNATIVE LENDING

When a traditional bank isn’t the right fit, we step in with flexible solutions.
VF represents all major alternative lenders, including B lenders and MICs (Mortgage Investment Corporations). Complex situations require ‘out‑of‑the‑box’ thinking; that’s what VF is all about!

PURCHASE A PROPERTY

No matter what you’re buying, we’ve got you!

•Homes                                          •Lands
•Business or Investment           •Vacation
•Rentals                                         •And More….

REAL ESTATE SERVICE AVAILABLE:
RECO LIC# 4779413 – Matthew Vettese

REFINANCE / RENEWAL

When Refinancing or Renewing, allow VF to show you your options, and make the best choice. We will provide the knowledge you need to move with confidence! Get you piece-of mind today!

MORTGAGES FOR ENTERPRENEURS

VF understands business, and that’s why we are best positioned to tell your story, the way it needs to be told! We understand the frustration that occurs when you try to get a big bank to hear you; relax, that’s what we are all about!

ADDITIONAL SERVICE / SUPPORT

We also help with…

  • Pre‑approved Mortgages
  • Bridge Financing
  • Construction Mortgages
  • Land Financing
  • Real Estate Services 
    and more!….
Contact Vettese Financial and Experience True Service Excellence!

VF – Mortgage Specialists

Matthew Vettese

President 
Vettese Financial


Mortgage Agent
Yourmortgageyourway.ca | FSRA Lic. #M14001769

Matthew Vettese is a FSCO Licensed Mortgage Agent, who brings 30+ years of hand-on experience working closely with clients and companies, providing complex mortgage & business solutions with service excellence.

Chris White

Vice President 
Vettese Financial


Mortgage Agent
Yourmortgageyourway.ca | FSRA Lic. #M25001782

Chris White is a licensed FSCO Mortgage Agent (Licence #7685678567859765) with over a decade of hands-on experience. He has worked closely with individuals and businesses, helping them navigate the financial side of their goals with clarity and confidence.